5 Important Life Goals You Need To Accomplish Before 30

5 Important Life Goals You Need To Accomplish Before 30

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You’ve probably heard your Mom or Dad use the expression -“Youth is wasted on the young.” When you’re young and time seems to drag its feet, a minute feels like an hour and whatever your parents say really doesn’t strike a chord. But once you’re out of college and are settled in that great first job you landed, you come to the realization that there might be something to what they were saying.

Once the thrill of the new job wears off, you begin to realize you spend over eight hours a day doing underpaid work on a job you don’t even love. What happened to all that “me” time you used to have? Those minutes that seemed to last forever now fly by and all you’re left with (if you’re lucky) is a measly four or five hours after work.

It’s time to set some goals. You have to plan your future. This is no time for idling, because what you do in your 20’s can affect a huge part of your future. Not sure where to start or what to do? Here’s a guide to help you live life fully before you turn 30.

1. Pay Off Your College Loan

If you want to enjoy your life and live out your dreams, you need to have money. And the sooner you pay off your student loans and all your other debts you might have incurred, the faster you can use that hard-earned money to enjoy whatever makes you happy.

Most millennials today have trouble being financially independent. And this is because they’re still having a hard time repaying their college loans. According to Mark Kantrowitz, publisher and vice president of Cappex, the average student debt for 2016 records to $37,173, and this is more than 5% high from last year.

Here are some things you can do to easily pay off your college loan:

  • Cut the principal down quickly to get lower interest charges. For example, instead of paying around 300$ a month, double it down to $600 if you can afford it.
  • Work part time on a job you love and use the money to pay for your student loan.
  • Live cheaply and give up a few luxuries during the years you’re paying your debt.
  • Work for a company that offers student loan paydown plans.

2. Invest Your Money

Once your debt is paid off, it’s time to think about investing your money. Financial experts believe that during your 20’s is the best time to invest aggressively. This is the phase where you can take huge risks and start building your wealth.

Try learning about investing your savings and how to make your money grow while you sleep. I recommend reading Suze Orman’s The Money Book for the Young, Fabulous & Broke or If You Can : How Millennials Can Get Rich Slowly by William J. Bernstein. With the money you earned from your investments, you could improve your wealth a few years down the line. Here are some tips to help you get started:

  • Start saving. If you’re just 22, you probably won’t have enough money to invest in something big. But you have the opportunity to do so. Even if you set aside 10-20% of your income every month, that amount can grow in time.
  • Invest in your 401k. Don’t miss this golden opportunity to save for your retirement.
    Invest in yourself. If you haven’t yet – go to college. Take up courses to hone your skills and improve your financial situation.
  • Or you can start a business or a money-making blog about things you’re passionate about. Make sure that you consulted experts before setting up your business and you’ve armed yourself with useful tools to manage your blog.

3. Take Steps To Improve Your Health

Now that you’re “adulting”, take a good hard look at your eating and exercising habits. Staying healthy can save you tons of money and you’ll thank yourself when you reach your golden age.

Easier said than done, getting into a healthy routine can be hard for most of us. But it doesn’t have to be. Here are ways to manage a healthful lifestyle:

  • Commit to a regular exercise routine so you can maintain a healthy weight. If you’re having a hard time you can start off by simple half hour walks every afternoon or early morning jogs before you get to work.
  • Start learning how to cook your own meals. Use more healthy ingredients instead of preservatives.
  • Maintain a circle of supportive family and friends. Good emotional health is as much important as physical wellness to your overall well being.

4. Get Serious About Your Love Life

Remember those minutes that seemed to drag on forever? Well, they aren’t now. And, there are several other clocks ticking too. If you’ve neglected your relationship status, or just haven’t had the time to look for a partner, it could be the time you made a serious commitment to being committed. Time flies you know, you don’t want to be that little old lady with a bunch of cats, now do you?

Learn to focus and appreciate the positive aspects of your partner or the guy you’re dating. Practice open-mindedness. Stop being a Negative Nancy and see good in people.
Allow yourself to be vulnerable and to trust your partner. If you want an intimate emotionally connected relationship, you have to open your heart to your special someone.

5. Explore and Live Life Fully

You’ll be surprised at how many people are so busy trying to get ahead that they forget to have fun. It’s important to enjoy your life as you’re trying to build it. Don’t forget to do the things that make you happy. Whether it’s a hobby, a sport, traveling, go out and explore the world and enjoy every minute of it.

Make time for things you love doing every day. Plan your time so you can schedule days for having fun with friends or traveling with your partner. Once you start having kids, it’s going to be hard to find time for yourself.
Whatever goals you have, make sure you set an achievable timetable to them. Being over ambitious and over-reaching will just make you anxious.

 

12 COMMENTS

  1. Wow, what a list!

    I gotta give it to you, it’s an ambitious one, and I wish you luck in doing it all!

    I am turning 31 this september and I’ve only given myself the goal of visiting 30 countries by then (since I didn’t make it by 30)… now that i’m living in Europe it should be doable (i am currently at 21 so have 9 to go… and 9 months…. i see a pattern here!).

    Hope you accomplish everything, or at least set the foundation to do all these things in the coming years 🙂

  2. I’ve got to admit that when I was thinking about things I should do before I turn 30, I had similar ideas as you…
    but you wrote them down so clear and simple that I just have to say thank you 🙂

  3. Great list. It makes a change from the ‘places I want to see before I die’. I think I have a kind of places list with a few activities thrown in so maybe I should get working on my actual ‘doing things’ list like you.

  4. Awesome work, I am free lancer too and know very well importance of free time when its never available 🙂

  5. This list is brilliant, I turn 30 next year and had started writing my own version when I came across your blog. I’m totally pinching some of your ideas… exploring your own city, I’d never thought of that! I’ve travelled all over the world but been based in London for 29 years and have seen hardly any of it.
    If you haven’t read it read War and Peace, it will blow your mind.

  6. Being substantially older than 30, your goals and plans seem great. Cheesecake should be easy and even we just completed our ebook entitled, “Traveling in Sin”. I believe exercise is key as well as a healthy diet, after all, without health, everything else you mentioned becomes irrelevant. Good luck,

  7. I just turned out 30 years old, last month, and let me tell you something honey…you better hurry up! most of the things on your list, I´ve done it before I was 25…

  8. Awesome list of goals! I already turned 30. 🙁 BUT I have accomplished some of these things and took the opportunity of turning 30 as a Segway into a new life. Leaving for a RTW on 50 days!

  9. I am at work so will keep this short for now: but jesus, stop being so bloody adorable. Belated wishes for the last year of your twenties!

  10. I am compiling a Fifty before 50 list for my upcoming 50th birthday and used your list for inspiration. Good luck! I completely understand feeling exposed by revealing your list but without disclosure it would be too easy to cheat. 🙂 I’ll look forward to reading updates from you.

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